CLOUDED TITLES … it is as ominous as it sounds!
“Over the course of 14+ years, Mortgage Electronic Registration Systems, Inc. (MERS) has thoroughly unleashed a confusing mess of concealed electronic data, supplied by virtually all of the major players in the American financial arena.
…coupled with an intricate network of document preparers, it has virtually caused clouds on over 70,000,000 titles to property in every state in the United States.” Learn more
Clouded Titles Mayday Edition
Clouded Titles Mayday Edition is 432 pages of updated information about the aspects of foreclosure defense, strategic default, quiet title actions and county land record functions; streamlined Index and updated Table of Case Citations and comes highly regarded by attorneys.
Latest News From the Blog
TITLE COMPANIES “NOT OUT OF THE WOODS” YET ON COVERAGE
By Dave Krieger (Op-Ed) – September 10, 2012
When I was lecturing at the V. G. Young Institute’s annual Texas Clerks School in January, an interesting question was posed to me by one of the clerks (after having delivered a scathing presentation entitled MERS 101) regarding title insurance coverage.
“How is it that title companies can issue insurance policies when there are suspect issues with MERS and clouds on title?” she asked.
A great question, surprisingly. More surprisingly was my answer: “The title companies are merely ‘writing around’ the defects in the chain of title.”
I could see jaws dropping around the room. I […]
MERS BUSINESS MODEL UNRAVELED BY THE WASHINGTON STATE SUPREME COURT
It was a glorious day for homeowners in the State of Washington. The entire court reviewed the Bain v. MERS and Selkowitz v. MERS cases in the questions put before them, as follows:
The legal consequences of this ruling (download it here in pdf format) have yet to be felt … but I can foresee the possibilities. One would wonder whether the arrogant PR Department inside 1818 Library Street is going to huff and puff and take this ruling to the United States Supreme Court to see whether the U.S. Supremes will […]
TO: Real Estate Agents, Paralegals, Legal Assistants, Homeowners and Title Agents
(AUSTIN) – DK Consultants LLC is sponsoring a series of workshops to teach interested persons on how to effectively conduct and prepare Chain of Title Assessments (COTAs), which are used by attorneys in foreclosure defense in determining case issues for potential use in the development of quiet title actions. This is a non-CLE course, open to all that have any kind of legal or real estate acumen or even to homeowners that have conducted previous substantive research.
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DON’T BE FOOLED BY THE CHAMELEON CHANGING ITS COLORS AGAIN
By Dave Krieger, Investigative Journalist and Author of “Clouded Titles” (03/07/2012)
(AUSTIN) – It may be reflective of the current state of litigation for Mortgage Electronic Registration Systems, Inc. (“MERS”) and its parent “companies”, but don’t let the merger fool tactics you!
On September 22, 2011, the Board of Directors for MERSCORP, Inc. (MERS’s parent corporation … the entity with all the money) formed MERSCORP HOLDINGS, INC. and said corporation was registered with the Delaware Secretary of State as File #5034916. At the time of filing, its Registered Agent was listed as RL&F Service Corporation, with an address for service of process […]
I have utilized Dave Krieger’s chain of title assessments in multiple litigation cases here in Michigan. Mr. Krieger is at the cutting edge in the field of title analysis and has shown a keen ability to make sense of even the most confusing and esoteric recorded information. Clients who wish to challenge foreclosure in a court of law or otherwise battle the mortgage industry are well advised to consider an expert review of the history of their property. I fully endorse Dave Krieger for the job. His reports leave no stone unturned he consistently follows up to answer questions or share his vast knowledge of the industry.
Thank you so much for all the time and effort you have put in to educate us on the COTA preparation.The insight and critical analysis that you have shared in the different angles on how we look at the information provided us has been a very valuable tool for me and I am sure for most of us in the class.My hope is that through the work you do and through us, we both grow the number of COTA preparers that could potentially help a lot of people in dealing with this mortgage crisis that our nation is faced with.I appreciate the unselfish sharing of your work and information.
”Anyone remotely considering a Quiet Title or Wrongful Foreclosure Action, challenging your Lender, Bank, Financial Institution or any of the unscrupulous Foreclosing Entities (Including MERS) would be kidding themselves if they thought or believed that they could be successful or get across the finish line without one of Dave Krieger’s COTAs. It would be equally wise and extremely advisable before you embark on such an endeavor or mission to read “Clouded Titles”, as I have 3 times!”
“Great workshop! Dave is an excellent teacher and having attorneys there helped gel the overwhelming information.”
“The information on the flash drive was in of itself worth the price of admission!”
“The PowerPoint made is possible to listen to Dave. The addition of the attorneys made it even more powerful.”
